ERISA stands for Employers Retirement Income Security Act. The ERISA act was designed to establish Federal standards for employee retirement and benefit plans. If an employee is covered by a health insurance plan that falls into the ERISA category, then federal laws take precedence over state laws when it comes to the coordination of benefits for patients receiving medical care after an auto accident. What does that mean in plain English? If your patient has an ERISA health plan, than you can access the entire $8000 of available PIP money to address your bill! We have contacts and relationships at most of the major health insurance companies, and we can assess whether your patient’s plan falls into the ERISA category very quickly.

Learn more about ERISA health insurance plans